Purchase travel insurance with Mix & Match.

Embarking on your next trip is exciting, and while you hope the unexpected does not happen, it is best to be prepared. Buying travel insurance for your trip can help cover for things like a delayed luggage*, or an unexpected trip cancellation* or an overseas medical emergency*. We’ve partnered with 24/7 emergency medical assistance provider, Allianz Partners, to ensure you have support and care.

*Terms, conditions, limits, sub-limits and exclusions apply. You should consider the full Policy Wording for further details and before making any decisions about this travel insurance policy.

We partner with Allianz Partners in order to provide

24/7 emergency medical and travel assistance worldwide.

If you need help while travelling, Allianz Partners will help you with any overseas medical emergency, with registered nurses and doctors only a phone call away. 

Luggage and personal effects*

If your luggage and personal effects are stolen, accidentally damaged or are permanently lost, you have cover when travelling. You must have taken reasonable precautions to safeguard them. 

Claims process

If something happens while you are travelling, you can make a claim on our online claim portal. Claim online while you are still travelling or when you return.

Adventure ready* 

Optional cover for activities like skiing, sea or ocean cruising, deep sea fishing and much more. So, you can tailor your cover to suit your needs.

Increased item cover*

If you plan to travel with higher-value items, like camera equipment, you may want to cover items for a higher value. You can select higher item limits for the loss or theft of, or accidental damage to, your luggage and personal effects, for an additional premium.

*Terms, conditions, limits, sub-limits and exclusions apply. You should consider the full Policy Wording before making any decisions about this travel insurance policy.

travel-insurance

Get a quote online today. Easily compare plans to suit you and your trip.

Table of Benefits

This table is a summary only. Please carefully read the Policy Wording in full to ensure You understand the extent of cover provided and limitations (including any sub-Limits) that apply.

 
Plans
 
 
Comprehensive
Single
Duo
(per person)
Family
 
Essentials
Single
Duo
(per person)
Family
 
Domestic
Single
Duo
(per person)
Family
 
Multi-Trip
(per person)
 
Overseas Emergency Assistance^
$20 million
$20 million
$40 million
$20 million
$20 million
$40 million
Nil
Nil
Nil
$20 million
Overseas Medical & Hospital Expenses^
$20 million
$20 million
$40 million
$20 million
$20 million
$40 million
Nil
Nil
Nil
$20 million
Funeral Expenses^
$60,000
$60,000
$120,000
$60,000
$60,000
$120,000
Nil
Nil
Nil
$60,000
Accidental Death
$25,000
$25,000
$50,000
Nil
Nil
Nil
Nil
Nil
Nil
$25,000
Permanent Disability^#
$25,000
$25,000
$50,000
Nil
Nil
Nil
$25,000
$25,000
$50,000
$25,000
Cancellation
As selected*##
As selected*##
As selected*##
As selected*##
As selected*##
As selected*##
As selected*##
As selected*##
As selected*##
As selected*##
Additional Expenses
$50,000*
$50,000*
$100,000*
$25,000*
$25,000*
$50,000*
$25,000*
$25,000*
$50,000*
$50,000*
Travel Delay Expenses
$2,000*
$2,000*
$4,000*
$2,000*
$2,000*
$4,000*
$2,000*
$2,000*
$4,000*
$2,000*
Alternative Transport Expenses^
$5,000
$5,000
$10,000
Nil
Nil
Nil
Nil
Nil
Nil
$5,000
Luggage, Personal Effects & Valuables
$10,000*
$10,000*
$20,000*
$5,000*
$5,000*
$10,000*
$10,000*
$10,000*
$20,000*
$10,000*
Luggage, Personal Effects Delay Expenses
$1,000
$1,000
$2,000
$500
$500
$1,000
$1,000
$1,000
$2,000
$1,000
Travel Documents, Transaction Cards & Travellers Cheques^
$5,000
$5,000
$10,000
Nil
Nil
Nil
Nil
Nil
Nil
$5,000
Theft of Cash
$250
$250
$500
Nil
Nil
Nil
$250
$250
$500
$250
Rental Vehicle Excess
$6,000
$6,000
$6,000
$3,000
$3,000
$6,000
$6,000
$6,000
$6,000
$6,000
Personal Liability#
$5 million
$5 million
$5 million
$2.5 million
$2.5 million
$2.5 million
$5 million
$5 million
$5 million
$5 million
Comprehensive Single
Overseas Emergency Assistance^ - $20 million
Overseas Medical & Hopsital Expenses^ - $20 million
Funeral Expenses^ - $60,000
Accidental Death - $25,000
Permanent Disability^# - $25,000
Cancellation - As selected*##
Additional Expenses - $50,000*
Travel Delay Expenses - $2,000*
Alternative Transport Expenses* - $5,000
Luggage, Personal Effects & Valuables - $10,000*
Luggage & Personal Effects Delay Expenses - $1,000
Travel Documents, Transaction Cards & Travellers Cheques^ - $5,000
Theft of Cash - $250
Rental Vehicle Excess - $6,000
Personal Liability# - $5 million
Comprehensive Duo (per person)
Overseas Emergency Assistance^ - $20 million
Overseas Medical & Hopsital Expenses^ - $20 million
Funeral Expenses^ - $60,000
Accidental Death - $25,000
Permanent Disability^# - $25,000
Cancellation - As selected*##
Additional Expenses - $50,000*
Travel Delay Expenses - $2,000*
Alternative Transport Expenses* - $5,000
Luggage, Personal Effects & Valuables - $10,000*
Luggage & Personal Effects Delay Expenses - $1,000
Travel Documents, Transaction Cards & Travellers Cheques^ - $5,000
Theft of Cash - $250
Rental Vehicle Excess - $6,000
Personal Liability# - $5 million
Comprehensive Family
Overseas Emergency Assistance^ - $40 million
Overseas Medical & Hopsital Expenses^ - $40 million
Funeral Expenses^ - $120,000
Accidental Death - $50,000
Permanent Disability^# - $50,000
Cancellation - As selected*##
Additional Expenses - $100,000*
Travel Delay Expenses - $4,000*
Alternative Transport Expenses* - $10,000
Luggage, Personal Effects & Valuables - $20,000*
Luggage & Personal Effects Delay Expenses - $2,000
Travel Documents, Transaction Cards & Travellers Cheques^ - $10,000
Theft of Cash - $500
Rental Vehicle Excess - $6,000
Personal Liability# - $5 million
Essentials Single
Overseas Emergency Assistance^ - $20 million
Overseas Medical & Hopsital Expenses^ - $20 million
Funeral Expenses^ - $60,000
Accidental Death - Nil
Permanent Disability^# - Nil
Cancellation - As selected*##
Additional Expenses - $25,000*
Travel Delay Expenses - $2,000*
Alternative Transport Expenses* - Nil
Luggage, Personal Effects & Valuables - $5,000*
Luggage & Personal Effects Delay Expenses - $500
Travel Documents, Transaction Cards & Travellers Cheques^ - Nil
Theft of Cash - Nil
Rental Vehicle Excess - $3,000
Personal Liability# - $2.5 million
Essentials Duo (per person)
Overseas Emergency Assistance^ - $20 million
Overseas Medical & Hopsital Expenses^ - $20 million
Funeral Expenses^ - $60,000
Accidental Death - Nil
Permanent Disability^# - Nil
Cancellation - As selected*##
Additional Expenses - $25,000*
Travel Delay Expenses - $2,000*
Alternative Transport Expenses* - Nil
Luggage, Personal Effects & Valuables - $5,000*
Luggage & Personal Effects Delay Expenses - $500
Travel Documents, Transaction Cards & Travellers Cheques^ - Nil
Theft of Cash - Nil
Rental Vehicle Excess - $3,000
Personal Liability# - $2.5 million
Essentials Family
Overseas Emergency Assistance^ - $40 million
Overseas Medical & Hopsital Expenses^ - $40 million
Funeral Expenses^ - $120,000
Accidental Death - Nil
Permanent Disability^# - Nil
Cancellation - As selected*##
Additional Expenses - $50,000*
Travel Delay Expenses - $4,000*
Alternative Transport Expenses* - Nil
Luggage, Personal Effects & Valuables - $10,000*
Luggage & Personal Effects Delay Expenses - $1,00
Travel Documents, Transaction Cards & Travellers Cheques^ - Nil
Theft of Cash - Nil
Rental Vehicle Excess - $6,000
Personal Liability# - $2.5 million
Domestic Single
Overseas Emergency Assistance^ - Nil
Overseas Medical & Hopsital Expenses^ - Nil
Funeral Expenses^ - Nil
Accidental Death - Nil
Permanent Disability^# - $25,000
Cancellation - As selected*##
Additional Expenses - $25,000*
Travel Delay Expenses - $2,000*
Alternative Transport Expenses* - Nil
Luggage, Personal Effects & Valuables - $10,000*
Luggage & Personal Effects Delay Expenses - $1,000
Travel Documents, Transaction Cards & Travellers Cheques^ - Nil
Theft of Cash - $250
Rental Vehicle Excess - $6,000
Personal Liability# - $5 million
Domestic Duo (per person)
Overseas Emergency Assistance^ - Nil
Overseas Medical & Hopsital Expenses^ - Nil
Funeral Expenses^ - Nil
Accidental Death - Nil
Permanent Disability^# - $25,000
Cancellation - As selected*##
Additional Expenses - $25,000*
Travel Delay Expenses - $2,000*
Alternative Transport Expenses* - Nil
Luggage, Personal Effects & Valuables - $10,000*
Luggage & Personal Effects Delay Expenses - $1,000
Travel Documents, Transaction Cards & Travellers Cheques^ - Nil
Theft of Cash - $250
Rental Vehicle Excess - $6,000
Personal Liability# - $5 million
Domestic Family
Overseas Emergency Assistance^ - Nil
Overseas Medical & Hopsital Expenses^ - Nil
Funeral Expenses^ - Nil
Accidental Death - Nil
Permanent Disability^# - $50,000
Cancellation - As selected*##
Additional Expenses - $50,000*
Travel Delay Expenses - $4,000*
Alternative Transport Expenses* - Nil
Luggage, Personal Effects & Valuables - $20,000*
Luggage & Personal Effects Delay Expenses - $2,000
Travel Documents, Transaction Cards & Travellers Cheques^ - Nil
Theft of Cash - $500
Rental Vehicle Excess - $6,000
Personal Liability# - $5 million
Multi-Trip (per person)
Overseas Emergency Assistance^ - $20 million
Overseas Medical & Hopsital Expenses^ - $20 million
Funeral Expenses^ - $60,000
Accidental Death - $25,000
Permanent Disability^# - $25,000
Cancellation - As selected*##
Additional Expenses - $50,000*
Travel Delay Expenses - $2,000*
Alternative Transport Expenses* - $5,000
Luggage, Personal Effects & Valuables - $10,000*
Luggage & Personal Effects Delay Expenses - $1,000
Travel Documents, Transaction Cards & Travellers Cheques^ - $5,000
Theft of Cash - $250
Rental Vehicle Excess - $6,000
Personal Liability# - $5 million

## A default Limit for Benefit 2.1 Cancellation is automatically included in Your cover unless You make a selection. However, You are able to choose different levels of cover from the amounts available to You when You purchase Your Policy. Any Benefit Limit selected by You will be shown on Your Certificate of Insurance. The Benefit Limit shown will be the most We will pay for all claims under Benefit 2.1 Cancellation.

^ You do not have cover under this Benefit while travelling in New Zealand. * sub-Limits apply – refer to the Policy Benefits section of the Policy Wording for details. 

# You will not have cover under Benefit 1.5 Permanent Disability and Benefit 6.1 Personal Liability for any claims arising from Your participation in any of the activities listed under Adventure Pack or Your participation in Snow Sport activities.

Cover Types

Depending on the plan you choose, Mix & Match  Travel Insurance will assign one of the following cover types to your plan so you can easily identify which benefit limits apply to you. These are summaries only.

Single

Covers you and your children or grandchildren named on the Certificate of Insurance who are aged under 25 years, not employed full-time and will be with you for 100% of your journey.

Duo

Covers you and your travelling companion named on the Certificate of Insurance who is not a dependant and will be with you for at least 75% of your journey.

Family

Covers you, your spouse or partner, and your dependants named on the Certificate of Insurance who are aged under 25 years, not employed full-time and will be with you for 100% of your journey.

Multi-Trip 

Covers you and the insured persons named on the Certificate of Insurance for multiple trips, over a 12-month period.

Additional Cover Pack Options

For an additional premium, you may be eligible to add one or more of the following optional covers to Comprehensive, Multi-Trip and Domestic plans*. These are summaries only.

Snow Pack

Going to the snow? You may be eligible to add a Snow Pack that is designed to cover snow sport activities including amateur skiing, snowboarding, sledding, tobogganing, or tubing. A Snow Pack covers overseas snow sport emergency assistance, loss or damage to equipment, and more*.

Cruise Pack

Going sea or ocean cruising? Add a Cruise Pack, which is designed to cover medical costs on board, ship to shore evacuation, pre-paid shore excursion cancel¬lation, cabin confinement and more*.

Adventure Pack

Doing adventure activities? You may be eligible to add an Adventure Pack to your plan that is designed to cover a wide range of adventure activities including riding motorcycles, mopeds and scooters, quad biking, zip lining, river tubing, animal handling, and much more*.

*Terms, conditions, limits, sub-limits and exclusions apply. 

You should consider the full Policy Wording before making any decisions about this travel insurance policy.

Get a quote online today. Easily compare plans to suit you and your trip.

This insurance is underwritten by the underwriter, Mitsui Sumitomo Insurance Company, Limited (MSI), FSP Number 20661 (Incorporated in Japan). AWP Services New Zealand Limited trading as Allianz Partners holds a binding authority from MSI to issue contracts of insurance and to deal with or settle claims on MSI’s behalf. Allianz Partners has appointed Mix & Match Travel NZ Limited, (trading as Mix & Match), a distributor of insurance products. 

Allianz Partners earns a fee for any insurance policy you purchase. Mix & Match Travel NZ Limited receives a commission for arranging this travel policy.

Before purchasing this insurance, decide whether this product is right for you by reading the Policy Wording, and consider obtaining independent legal or financial advice before making any decisions about this insurance. Terms, conditions, limits, sub-limits and exclusions apply.